A PPO (Preferred Provider Organization) dental insurance plan is a network of dental providers who have a current contractual agreement to provide insured members with services at a reduced rate. PPO also allows the patient to choose a provider outside the network: however, this may result in a reduction in reimbursement.
An Indemnity Plan allows the patient to choose their own provider and reimburses up to the plans fee schedule. There is no dental provider assigned or to choose from.
An EPO (Exclusive Provider Organization) may or may not be similar to an HMO. Some EPO plans allow the patient to go to any provider and others may require the patient to see an EPO provider for coverage. Please call the office and we will be happy to help you with your particular coverage.
An HMO (Health Maintenance Organization) is a type of plan that requires you to restrict your services to dental providers that are in the HMO network and you are assigned to one provider. We are not an HMO provider but see many patients with HMO plans who choose not to use their insurance plans and still come to us. You may be interested in our Quality Care Plan in this case.